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According to Aetna We Have Two Kinds of Insurance Companies Under Obamacare: The " Less Worse Off " and the " Worse Worse Off "
Surviving Co-Ops Sue Feds Over Inadequate Obamacare Reinsurance Payments While Aetna Complains the Payments Aren ' t Enough For Their Only " Less Worse Off " Financial Results I don ' t know if you noticed the recent juxtaposition between the surviving co-ops complaint that they shouldn ' t have to pay the big legacy carriers money under the Obamacare " 3Rs " reinsurance scheme with Aetna ' s complaint this (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - August 3, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

According to Aetna, We Have Two Kinds of Insurance Companies Under Obamacare: The " Less Worse Off " and the " Worse Worse Off "
Surviving Co-Ops Sue Feds Over Inadequate Obamacare Reinsurance Payments While Aetna Complains the Payments Aren ' t Enough For Their Only " Less Worse Off " Financial Results I don ' t know if you noticed the recent juxtaposition between the surviving co-ops complaint that they shouldn ' t have to pay the big legacy carriers money under the Obamacare " 3Rs " reinsurance scheme with Aetna ' s complaint this (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - August 3, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

Obamacare's 2017 California Rates to Increase an Average of 13% With the Biggest Players Going Up 17.2% and 19.9%
After last year ' s 4% rate increase, California ' s Obamacare insurance exchange rates appear to be catching up to the rest of the country. The two biggest carriers are raising rates by much more than the average 13.2% increase. Blue Shield said its average increase was 19.9% and Anthem said it would increase rates an average of 17.2% According to the LA Times, Covered California officials blamed (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - July 18, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

Obamacare's 2017 California Rates to Increase an Average of 13% With the Biggest Players Going Up 17.2% and 19.9%
After last year's 4% rate increase, California's Obamacare insurance exchange rates appear to be catching up to the rest of the country. The two biggest carriers are raising rates by much more than the average 13.2% increase. Blue Shield said its average increase was 19.9% and Anthem said it would increase rates an average of 17.2% According to the LA Times, Covered California officials blamed (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - July 18, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

Everything Will Be Fine As Soon As The Obamacare Market " Stabilizes " ––Not
North Carolina Family Plans Already Cost More Than $10,000 a Year With Rates Going Up By Double Digits for 2017 With one state after another announcing big 2017 Obamacare rate increases the latest refrain from Obamacare supporters is that with maybe one or two more years of rate increases everything will be fine. Talk about missing the forest for the trees. The latest example is in North (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - May 31, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

Everything Will Be Fine As Soon As The Obamacare Market "Stabilizes"––Not
North Carolina Family Plans Already Cost More Than $10,000 a Year With Rates Going Up By Double Digits for 2017 With one state after another announcing big 2017 Obamacare rate increases the latest refrain from Obamacare supporters is that with maybe one or two more years of rate increases everything will be fine. Talk about missing the forest for the trees. The latest example is in North (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - May 31, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

New York's 2015, 2016 and 2017 Obamacare Rate Increases
New York just announced the 2017 requested rate increases for individual health insurance. I thought the history of New York ' s increases was interesting. For 2015, the exchange health plans asked for an average increase of 12.5%. The New York Insurance Department approved an average 5.7% increase. Here are the requested and approved rate increases for 2016 (from Charles Gaba): Here are (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - May 17, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

New York's 2015, 2016 and 2017 Obamacare Rate Increases
New York just announced the 2017 requested rate increases for individual health insurance. I thought the history of New York's increases was interesting. For 2015, the exchange health plans asked for an average increase of 12.5%. The New York Insurance Department approved an average 5.7% increase. Here are the requested and approved rate increases for 2016 (from Charles Gaba): Here are (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - May 17, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

Why Are Centene and Molina the Exception To Most Big Health Plan Losses On the Obamacare Exchanges?
This paragraph in a recent AP story caught my eye: Two companies that report exchange success so far, Molina Healthcare Inc. and Centene Corp., say they have focused on covering low-income customers in markets where they already have an established presence in Medicaid, the state-federal program that covers the poor. Molina sells coverage in nine states and is thinking about adding two for next (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - May 8, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

" Figures Don't Lie But Liars Figure " : The Disingenuous Obama Administration's Report That Claims Obamacare's Average Premiums Rose by Only 8% in 2015
The Obama administration is out with a report that the average 2015 Obamacare exchange premium increased by only 8% last year. As best I can tell, that is a true statement. It is also an incredibly disingenuous statement. There is an old actuarial saying about how numbers can be manipulated to suite the author ' s agenda: " Figures don ' t lie but liars figure. " That the 2015 Obamacare exchange (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - April 25, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

"Figures Don't Lie But Liars Figure": The Disingenuous Obama Administration's Report That Claims Obamacare's Average Premiums Rose by Only 8% in 2015
The Obama administration is out with a report that the average 2015 Obamacare exchange premium increased by only 8% last year. As best I can tell, that is a true statement. It is also an incredibly disingenuous statement. There is an old actuarial saying about how numbers can be manipulated to suite the author's agenda: "Figures don't lie but liars figure." That the 2015 Obamacare exchange (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - April 25, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

United Healthcare Leaving the Obamacare Exchanges Is Not the Point ––What's Happening to the People Who Have No Choice But to Buy Their Health Insurance Under Obamacare Is
Comments in a recent Politico article over United HealthCare ' s pullout from the Obamacare exchanges because of $1 billion in losses have me scratching my head. " It ' s a nothingburger in terms of market impact, said insurance industry consultant John Gorman. But symbolically and politically, it ' s huge " He went on, " We ' re only about halfway through the drama of stabilizing these marketplaces. (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - April 20, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

United Healthcare Leaving the Obamacare Exchanges Is Not the Point––What's Happening to the People Who Have No Choice But to Buy Their Health Insurance Under Obamacare Is
Comments in a recent Politico article over United HealthCare's pullout from the Obamacare exchanges because of $1 billion in losses have me scratching my head. "It's a nothingburger in terms of market impact, said insurance industry consultant John Gorman. But symbolically and politically, it's huge" He went on, "We're only about halfway through the drama of stabilizing these marketplaces. (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - April 20, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

Selling Health Insurance Across State Lines ––A Really Dumb Idea
Any candidate that suggests such a scheme only shows how unsophisticated he and his advisers are when it comes to understanding how the insurance markets really work ––or could work. I gave a speech to 750 health insurance brokers and consultants in DC last week. When selling health insurance across state lines, something Trump and a number of other Republican presidential candidates have (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - February 27, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs

Selling Health Insurance Across State Lines––A Really Dumb Idea
Any candidate that suggests such a scheme only shows how unsophisticated he and his advisers are when it comes to understanding how the insurance markets really work––or could work. I gave a speech to 750 health insurance brokers and consultants in DC last week. When selling health insurance across state lines, something Trump and a number of other Republican presidential candidates have (Source: Health Care Policy and Marketplace Review)
Source: Health Care Policy and Marketplace Review - February 27, 2016 Category: Health Management Authors: ROBERT LASZEWSKI Source Type: blogs