previous blog < /a > , we covered three out of the four drivers of healthcare costs: < br / > 1) Basic costs & amp; bad luck; < br / > 2) Demographics and labor market; and < br / > 3) Health status. < br / > < br / > We learned that #1 and #2 account for a portion of healthcare costs that are non-mo..."> previous blog < /a > , we covered three out of the four drivers of healthcare costs: < br / > 1) Basic costs & amp; bad luck; < br / > 2) Demographics and labor market; and < br / > 3) Health status. < br / > < br / > We learned that #1 and #2 account for a portion of healthcare costs that are non-mo..." /> previous blog < /a > , we covered three out of the four drivers of healthcare costs: < br / > 1) Basic costs & amp; bad luck; < br / > 2) Demographics and labor market; and < br / > 3) Health status. < br / > < br / > We learned that #1 and #2 account for a portion of healthcare costs that are non-mo..." />